Terms of Service

Welcome to ltvbc.com! These Terms of Service (“Terms”) govern your access to and use of the ltvbc.com website (the “Site”), including any content, functionality, and services offered on or through the Site. By accessing or using the Site, you agree to be bound by these Terms. If you disagree with any part of the Terms, then you may not access the Site.

1. Acceptance of Terms

By accessing and using ltvbc.com, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service, including our Privacy Policy, which is incorporated herein by reference. These Terms constitute a legally binding agreement between you and ltvbc.com. If you are using the Site on behalf of an organization, you are agreeing to these Terms for that organization and representing to ltvbc.com that you have the authority to bind that organization to these Terms. If you do not agree with any of these terms, you are prohibited from using or accessing this site. We reserve the right to modify these Terms at any time, and it is your responsibility to review these Terms periodically for changes. Your continued use of the Site following the posting of changes will mean that you accept and agree to the changes. We will indicate the date of the last revision at the top of this page.

2. Use License

2.1 Grant of License

ltvbc.com grants you a limited, non-exclusive, non-transferable, and revocable license to access and use the Site for your personal, non-commercial use, subject to these Terms. This license does not include any right to:

  • Modify or copy the materials;
  • Use the materials for any commercial purpose, or for any public display (commercial or non-commercial);
  • Attempt to decompile or reverse engineer any software contained on ltvbc.com’s website;
  • Remove any copyright or other proprietary notations from the materials; or
  • Transfer the materials to another person or “mirror” the materials on any other server.

2.2 Restrictions

You agree not to use the Site for any unlawful purpose or in any way that could damage, disable, overburden, or impair the Site. You also agree not to:

  • Attempt to gain unauthorized access to any portion of the Site, other accounts, computer systems, or networks connected to the Site.
  • Use any robot, spider, scraper, or other automated means to access the Site for any purpose without our express written permission.
  • Violate any applicable federal, state, local, or international law or regulation.
  • Impersonate or attempt to impersonate ltvbc.com, an ltvbc.com employee, another user, or any other person or entity.
  • Engage in any other conduct that restricts or inhibits anyone’s use or enjoyment of the Site, or which, as determined by ltvbc.com, may harm ltvbc.com or users of the Site or expose them to liability.

2.3 Termination

This license shall automatically terminate if you violate any of these restrictions and may be terminated by ltvbc.com at any time. Upon terminating your viewing of these materials or upon termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format.

3. Disclaimer

The materials on ltvbc.com’s website are provided on an “as is” and “as available” basis. ltvbc.com makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties, including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights. Further, ltvbc.com does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its website or otherwise relating to such materials or on any sites linked to this site.

Specifically, ltvbc.com does not warrant that:

  • The site will be available at any particular time or location.
  • The site will be secure or free from errors, viruses, or other harmful components.
  • The results that may be obtained from the use of the site will be accurate or reliable.
  • Any errors in the software will be corrected.

You use the site at your own risk. Some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

4. Limitations of Liability

In no event shall ltvbc.com or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on ltvbc.com’s website, even if ltvbc.com or a ltvbc.com authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you. To the maximum extent permitted by applicable law, in no event shall the aggregate liability of ltvbc.com, whether in contract, tort (including negligence), or otherwise, exceed the amount paid by you, if any, to ltvbc.com for accessing or using the Site. This limitation of liability is an essential element of the bargain between you and ltvbc.com.

5. Revisions and Errata

The materials appearing on ltvbc.com’s website could include technical, typographical, or photographic errors. ltvbc.com does not warrant that any of the materials on its website are accurate, complete, or current. ltvbc.com may make changes to the materials contained on its website at any time without notice. ltvbc.com does not, however, make any commitment to update the materials.

6. Links to External Sites

ltvbc.com has not reviewed all of the sites linked to its website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by ltvbc.com of the site. Use of any such linked website is at the user’s own risk. We provide these links as a convenience, and the inclusion of any link does not imply endorsement by ltvbc.com or any association with its operators. When you access a non-ltvbc.com website, please understand that it is independent from ltvbc.com, and that ltvbc.com has no control over that website or its content. We encourage you to review the terms of service and privacy policies of any third-party websites you visit.

7. Site Terms of Use Modifications

ltvbc.com may revise these terms of use for its website at any time without notice. By using this website, you are agreeing to be bound by the then current version of these Terms of Service. It is your responsibility to check this page periodically for changes. Your continued use of or access to the website following the posting of any changes constitutes acceptance of those changes.

8. Governing Law

These terms and conditions are governed by and construed in accordance with the laws of [Insert State/Jurisdiction], without regard to its conflict of law provisions. You agree to submit to the exclusive jurisdiction of the courts located in [Insert City, State/Jurisdiction] for the resolution of any disputes arising out of or relating to these Terms of Service or your use of the Site.

9. Privacy Policy Reference

Your privacy is important to us. Please review our Privacy Policy, which is incorporated into these Terms of Service by reference, to understand our practices regarding the collection, use, and disclosure of your information. The Privacy Policy can be found at [Insert Link to Privacy Policy]. By using this Site, you consent to the data practices described in the Privacy Policy.